To get pre-approved, you'll need to provide financial documents including income verification, employment history, credit details, and asset information. Sonia will evaluate your qualifications and provide a pre-approval letter that outlines your estimated loan amount and terms. This letter strengthens your position when making an offer on a home.

No, US citizenship isn't always required. Loan eligibility is determined by your residency status, available documentation, income verification, and the particular loan program you're applying for.

Yes, we guide first-time buyers through every step of the mortgage process, from initial pre-qualification all the way through closing.

Yes, we offer full bilingual support in both English and Spanish to ensure the home buying process is clear and accessible for all our clients.

Yes, you can. Getting preapproved before you start house hunting strengthens your offer and shows sellers you're a serious buyer.